Where:
There are a wide variety of banks, credit institutions and intermediaries such as financial brokers, including multicurrency mortgage between their products.
Advice:
Neutral advice should be sought, ie an independent expert of the entity in which we have the mortgage, but should also consult with them. There are free counselors that do not require any commitment in advance and ask for a fee only if we end up accepting their offer. The solutions offered must be from banks or banks regulated by the Bank of Spain.
Risks:
Although not governed by the Euribor, Libor if not more stable or other reference, all currencies are unchanged in value in international markets, which can vary the debt. In addition, the mortgage can not be subrogated multicurrency would have to cancel, which in case of an urgent sale would prevent the best time to take advantage of the currency.
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